Unwind

Will your money last?Will your money last? Plan retirement with confidence.

Base scenario

Your age?Your current age. We project your finances year-by-year from today to age 90.

Invested savings?Include all investment accounts: 401k, IRA, Roth IRA, brokerage, HSA. Don't include checking/savings or home equity — add homes below.

401k, IRA, brokerage, HSA — include all

Your annual income?Your gross (pre-tax) income. We estimate your effective tax rate and deduct it.

Annual household spending?Everything you spend in a year: mortgage, HOA, property tax, insurance, food, travel, all of it.

Target retirement age?The age when you fully stop earning employment income.

Portfolio type?Your stock/bond allocation. Conservative (30/70) gives more predictable cash flow with a narrower outcome range — useful if your median projection already exceeds your needs. Aggressive (90/10) has higher upside but wider uncertainty.

Start here — refine details after

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Your projection will appear here

Fill in the 5 fields above, then hit Run projection

1,000 simulations·~2 seconds·Data stays on your device

Unwind is an educational planning tool, not financial advice. Projections are estimates based on historical assumptions and do not guarantee future results. Consult a financial advisor before making retirement decisions.